Terms of Use – Midnight Musingz

Last updated: [29/11/25]

 

These Terms of Use (“Terms”) govern your access to and use of midnightmusingz.com (the “Site”). By accessing or using the Site, you agree to be bound by these Terms, along with our Privacy Policy, Cookie Policy, Disclaimer, and Affiliate & Earnings Disclaimer.

If you do not agree with these Terms, please do not use the Site.

 

1. Eligibility and intended audience

 

This Site is intended for adults aged 18 and over.

By using the Site, you represent that you are at least 18 years old or using the Site with the consent and supervision of a parent or legal guardian.

 

2. Use of the Site

 

You agree to use the Site only for lawful purposes and in a manner that does not infringe the rights of, restrict, or inhibit anyone else’s use and enjoyment of the Site.

 

You agree not to:

• Use the Site to transmit or post any unlawful, harmful, defamatory, abusive, harassing, hateful, discriminatory, obscene, or otherwise objectionable content
   

• Impersonate any person or entity, or misrepresent your affiliation with any person or entity
   

• Attempt to gain unauthorised access to the Site, its servers, or any related systems or networks
   

• Introduce viruses, malware, or other harmful technology
   

• Use the Site to send spam or unsolicited messages
   

• Interfere with or disrupt the operation of the Site
   

We reserve the right to suspend or terminate your access to the Site at our discretion if we believe you have violated these Terms or applicable law.

 

3. Intellectual property

 

Unless otherwise stated, all content on the Site—including text, essays, articles, images, graphics, logos, design elements, and other materials—is owned by Midnight Musingz or used under appropriate licences.

 

Your permitted use

 

You may:

• View and read content for your personal, non-commercial use
   

• Share links to our posts or pages on social media, messaging apps, or other platforms
   

• Quote short excerpts (for example, one or two paragraphs) for non-commercial purposes, provided that you:
   

  • Clearly attribute the content to Midnight Musingz, and
     

  • Include a visible link back to the original page on the Site
     

 

Prohibited uses

 

Without our prior written consent, you may not:

• Copy, reproduce, or republish full articles, posts, or resources
   

• Sell, licence, or otherwise exploit any content for commercial purposes
   

• Create derivative works that are substantially based on our content
   

• Remove copyright notices, attribution, or other proprietary markings
   

• Use our brand name, logo, or other brand assets in a way that could cause confusion or imply endorsement
   

For permissions or collaboration enquiries, please contact quickblog6@gmail.com.

 

4. Third-party content

 

The Site may include:

• Stock photos or graphics licensed from third-party providers (e.g. Canva, stock photo websites)
   

• Guest posts or contributions by other writers or creators
   

• Quotes from books, articles, public figures, or other sources
   

• Brand names, product images, or logos used for reviewing or referencing products
   

All such third-party content remains the property of its respective owners and is used by Midnight Musingz under licence, fair dealing/fair use, or with permission where required.

Guest authors are responsible for the views expressed in their own work. Publication of guest content does not necessarily mean we endorse all views expressed.

 

5. User-generated content (comments, etc.)

 

If comments or other interactive features are enabled on the Site:

• You are solely responsible for any content you submit, including text, links, or media.
   

• You agree not to post content that is:
   

  • Harassing, hateful, or discriminatory
     

  • Defamatory or invasive of another’s privacy
     

  • Sexually explicit or obscene
     

  • Spam, advertising, or self-promotion unrelated to the topic
     

  • Encouraging self-harm or harm to others
     

  • In violation of any law or third-party rights
     

We reserve the right (but are not obligated) to monitor, edit, or remove any user-generated content at our sole discretion, including content we consider inappropriate, harmful, or in breach of these Terms.

We are not responsible or liable for content posted by users.

 

6. Products, services, and digital content

 

Now or in the future, Midnight Musingz may offer:

• Digital products (e.g. PDF guides, templates, courses, or other resources)
   

• Services (e.g. 1:1 sessions, consults)
   

• Physical products (e.g. merchandise or printed materials)
   

a) Pricing and availability

 

All prices, product descriptions, and availability are subject to change at any time without notice. We do our best to ensure accuracy but cannot guarantee that all information will always be up to date.

​

b) Payments

Payments for products or services are typically processed via third-party payment processors or platforms (e.g. Stripe, PayPal, Gumroad, etc.). Your use of those services may be subject to their own terms and privacy policies.

​

c) Refunds and cancellations (general future-facing policy)

​

• Digital products:
  Due to the nature of digital products, all sales are generally considered final and non-refundable once access or downloads have been provided, except where required by law (including under the Australian Consumer Law).
   

• Services (e.g. 1:1 sessions):
  We may provide a rescheduling or cancellation policy, which will be specified at the time of booking. Typically, this may include:
   

  • Allowing rescheduling with reasonable notice (e.g. 24–48 hours)
     

  • Late cancellations or no-shows may forfeit fees paid
    Any specific policy will be outlined in the booking terms relevant to that service.
     

• Physical products:
  If we ever offer physical products, we will outline relevant shipping, returns, and refund terms at the point of sale. Your rights under Australian Consumer Law and other applicable laws will apply.
   

If you have questions about refunds or cancellations, please contact us at quickblog6@gmail.com.

 

7. External links

​

The Site may contain links to third-party websites or resources. These are provided for information and convenience only.

We do not:

• Control or endorse third-party sites
   

• Guarantee their content, products, services, or policies
   

• Accept responsibility for any loss or damage arising from your use of third-party sites
   

You are responsible for reviewing the terms and privacy policies of any third-party websites you visit.

 

8. Disclaimers and limitation of liability

​

Your use of the Site is subject to our Disclaimer and Affiliate & Earnings Disclaimer, which are incorporated into these Terms by reference.

​

To the fullest extent permitted by law:

• The Site and all content are provided on an “as is” and “as available” basis without warranties of any kind, express or implied.
   

• We do not warrant that the Site will be uninterrupted, secure, or error-free, or that any defects will be corrected.
   

• We do not guarantee the accuracy, completeness, or usefulness of any content.
   

To the fullest extent permitted by law, Midnight Musingz and its owner shall not be liable for any direct, indirect, incidental, consequential, or special damages arising out of or in connection with:

• Your use of or inability to use the Site
   

• Your reliance on any content, product, or service
   

• Any errors, omissions, or interruptions
   

Even if we have been advised of the possibility of such damages.

Nothing in these Terms is intended to exclude or limit any rights you have under Australian Consumer Law or other non-excludable legal rights.

 

9. Indemnity

​

You agree to indemnify, defend, and hold harmless Midnight Musingz and its owner from and against any claims, liabilities, damages, losses, costs, and expenses (including reasonable legal fees) arising out of:

• Your use of the Site
   

• Your breach of these Terms
   

• Your violation of any law or rights of a third party
   

 

10. Governing law and disputes

​

These Terms are governed by the laws of New South Wales, Australia, without regard to conflict-of-law principles.

You agree that any dispute, claim, or controversy arising out of or relating to your use of the Site or these Terms will be subject to the exclusive jurisdiction of the courts of New South Wales, Australia.

 

11. Changes to these Terms

​

We may update these Terms from time to time. The “Last updated” date at the top indicates the most recent version.

By continuing to use the Site after changes are posted, you agree to be bound by the updated Terms.

 

12. Contact

​

For any questions about these Terms, please contact:

Midnight Musingz
Email: quickblog6@gmail.com